Can a debt collector ever take money out of my bank account without my permission?

In Florida, debt collectors are not allowed to take money out of a person’s bank account without their permission. This is prohibited by the Federal Fair Debt Collection Practices Act. A debt collector is not allowed to access a person’s bank account, freeze it, or take money out of it to pay a debt. The only exception is if the bank account is first frozen by a court as part of a legal action. This does not always involve money being taken out of the bank account, but in some cases, it can be. In this situation, it would be at the discretion of the court and the individual would have the opportunity to argue his or her case in court. In order to protect yourself from having money taken out of your bank account without your permission, it is important that you check your bank statements regularly. If you see any suspicious activity or any money being withdrawn without your approval, contact your bank and the debt collector immediately. You should also keep a copy of all of your correspondence with the debt collector and ensure that all payments are made on time.

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Can a debt collector ever take money out of my bank account without my permission?

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