Can a debt collector contact me at my place of work if I’ve asked them not to?

In Florida, the law states that it is illegal for a debt collector to contact you at your place of work, even if you have not asked them not to. Although this does not guarantee full protection, if a debt collector does contact you at your place of work after you have told them not to, they may be in violation of the Fair Debt Collection Practices Act. The Fair Debt Collection Practices Act (FDCPA) is a federal law that was passed in 1978 to protect you from harassment and unfair practices by debt collectors. It prohibits debt collectors from contacting you at inconvenient times, making false statements, using abusive language, or contacting you at your workplace if you have specified that you do not want to receive calls there. If a debt collector contacts you at your place of work after you have asked them not to, or if they are otherwise in violation of the FDCPA, you can file a complaint with the Consumer Financial Protection Bureau (CFPB). The CFPB will investigate the complaint and, if necessary, take legal action against the debt collector. If you are being harassed or threatened by a debt collector, you should seek the advice of a consumer law attorney. A lawyer can help you take the necessary steps to protect your rights and to ensure that the debt collector stops contacting you at your place of work.

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