Can a debt collector demand payment or threaten arrest?

No, a debt collector in Washington cannot demand payment or threaten arrest. Debt collection law in Washington prohibits debt collectors from engaging in abusive, unfair, or deceptive behavior when attempting to collect a debt. Threatening arrest, or any other criminal action, is considered deceptive behavior and is therefore illegal. A debt collector must also abide by the Fair Debt Collection Practices Act (FDCPA), which is a federal law that applies to all states. The FDCPA also prohibits debt collectors from threatening, harassing, or intimidating consumers in any way, including threats of arrest. Furthermore, it is illegal for a debt collector to engage in any activity that could be considered fraud or false advertising. For example, a debt collector cannot falsely tell you that you have committed a crime or that you could be arrested for failing to pay your debt. Overall, if a debt collector threatens arrest, or if any other type of illegal activity is occurring, then consumers should contact their local law enforcement agency or the Washington Attorney General’s office immediately. It is always best to keep records of all communications with debt collectors, as these can be helpful in filing a complaint.

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Can a debt collector demand payment or threaten arrest?

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