What should I do if I’m being harassed or threatened by a debt collector?

If you are being harassed or threatened by a debt collector in Mississippi, you should contact the Mississippi Department of Banking and Consumer Finance, which is responsible for enforcing debt collection laws in the state. If you feel that you are being harassed or threatened by a debt collector, you should file a complaint with the department and provide the information about the collector. The department investigates complaints of harassment or threats and can issue orders to stop the collector from continuing the actions. They may also require the collector to pay any damages caused by their actions, such as financial harm or emotional distress. Additionally, if you have been receiving calls from the debt collector and they have threatened you, you should keep a record of the dates and times of the calls, and the things that were said, as this may be useful evidence if you decide to file a complaint. You may also want to get a lawyer to represent you in any legal action you might take against the debt collector. Finally, it is also important that you keep up with your payments. Paying down your debt can help to resolve the situation and resolve the harassment or threats from the debt collector.

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What should I do if I’m being harassed or threatened by a debt collector?

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