Can a debt collector collect a debt from someone else who is related to me?

In Mississippi, a debt collector can collect a debt from someone else who is related to you if the debt is legally owed by the debtor, and the debt collector can prove the relationship between you and the debtor. A debt collector can collect a debt from a spouse, parent, or child as long as they can prove that the related person is legally responsible for the debt. When a debt collector attempts to collect a debt from someone else in Mississippi, they must send a written notice to the debtor. The notice must include the amount of the debt, the name of the debtor, and the date on which the debt was incurred. The debt collector must also inform the debtor that they have the right to dispute the debt or request validation of the debt in writing. If the debt collector is able to prove a relationship between the debtor and the related person, then they are allowed to collect the debt from the related person. This is known as the “joint and several liability” rule. Under this rule, the debt collector can seek payment from any of the related persons listed on the agreement, regardless of who was primarily responsible for the debt. Therefore, it is possible for a debt collector to collect a debt from someone else who is related to you in Mississippi, provided that the debt is legally owed by the debtor and the debt collector can prove the relationship between you and the debtor.

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