Can a debt collector refuse to work with me to create a payment plan?

Related FAQs

Can a debt collector threaten to garnish my wages?
Is it legal for a debt collector to claim they are going to take legal action against me?
What is the Fair Debt Collection Practices Act?
Can a debt collector collect a debt from someone else who is related to me?
Is it illegal for a debt collector to call me repeatedly?
What can I do if a debt collector refuses to provide me with proof that I owe a debt?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
Can a debt collector contact me outside of normal business hours?
What happens if I dispute a debt with the credit bureau?
Is there any way to stop a debt collector from contacting me?

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