Can a debt collector sue me in a different state?

In Florida, a debt collector may be able to sue you in a different state if you have moved or reside in that state. Generally, debt collectors cannot sue you in another state if you owe a debt solely from Florida. However, federal laws may allow for debt collection lawsuits to be filed in a different state. The first step for a debt collector to take is to file the lawsuit in the jurisdiction where the debt was acquired or the debtor currently resides. If you have moved to a different state, then the debt collector may be able to file the lawsuit in the new state you reside in. This is usually done if the amount of the debt is too high to be pursued in small claims court. In some cases, the debt collector may choose to file a lawsuit in both the state the debt was acquired and the state where the debtor currently resides. However, this can be a time-consuming and expensive endeavor and may not be worth the effort for the debt collector. If you are being sued in a different state, be sure to consult a legal professional in that state to understand the specific laws and procedures in that state. You may be able to have the lawsuit dismissed if the debt collector is not properly pursuing the case in the appropriate state.

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Can a debt collector sue me in a different state?

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