Can a debt collector contact me if I’m on unemployment?

Yes, a debt collector can contact you if you’re on unemployment. Under the California Debt Collection Law, debt collectors are allowed to contact you to collect a debt. However, they are not allowed to use harassment or threats; they must be polite and professional. Additionally, they cannot contact you excessively, unless you’ve given them permission to do so. Under the same law, a debt collector cannot contact you during certain times, such as before 8 a.m. or after 9 p.m., or on public holidays. They are also not allowed to contact you at your place of employment if they’ve been informed that it’s not okay to do so. You should also be aware that debt collectors cannot threaten you with criminal charges or court proceedings, as these are not lawful actions. Debt collectors are also not allowed to use foul language or make references to your character or reputation. If you’ve been contacted by a debt collector, you should know your rights. You can request that the debt collector send you written proof of the debt, and you can dispute the debt if it’s incorrect. Overall, debt collectors can contact you if you’re on unemployment, but they are not allowed to use tactics that are unlawful. Knowing your rights can help you protect yourself from unfair debt collection strategies.

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Can a debt collector contact me if I’m on unemployment?

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