Can a debt collector contact me after I’ve sent them a cease and desist letter?

In California, sending a cease and desist letter to a debt collector generally means that the debt collector needs to stop communicating or contacting you. However, the debt collector may still be able to contact you in certain limited circumstances. For example, the debt collector might be able to contact you regarding the debt if they are attempting to inform you that they are ceasing collection efforts or if they plan to take legal action against you. Additionally, a debt collector may be able to contact third parties about the debt such as credit bureaus or your attorney. However, you should be aware that if the debt collector does contact you after you have sent them a cease and desist letter, it might be violating the Fair Debt Collection Practices Act. This law helps protect consumers from being harassed or abused by debt collectors and provides remedies for those who have been subjected to such treatment. So, in short, a debt collector may contact you after receiving your cease and desist letter, but only in certain limited circumstances. If the debt collector continues to contact you after they receive your letter, they may be violating the law and you may have grounds to file a lawsuit against them.

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Can a debt collector contact me after I’ve sent them a cease and desist letter?

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