Can a debt collector contact me if I’ve moved to a different state?

Yes, a debt collector can contact you if you have moved to a different state from the one in which you had the debt. The Fair Debt Collection Practices Act (FDCPA) is a federal law that applies to debt collectors all over the United States, regardless of the state you live in. It requires debt collectors to contact you in a fair, law-abiding manner. Debt collectors in California who contact people in other states are required to follow the laws of both the state where they are based and the state where the person they are contacting has moved to. This means that if the laws in the state you have moved to are more protective of your rights, the debt collector must follow those laws as well. However, it’s important to note that debt collectors don’t have to prove they have the legal authority to collect from you in one state in order to contact you in another state. They can legally contact and pursue debts even if they don’t have the authority to collect from you. It’s important to be aware of your rights and to know the laws that protect you from debt collectors. The FDCPA puts limits on how often and how long a debt collector can contact you. It also provides an easy way for you to stop debt collector harassment, whether you’re a California resident or in another state.

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Can a debt collector contact me if I’ve moved to a different state?

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