Can a debt collector contact me if I’m on unemployment?

Yes, a debt collector can contact you if you are on unemployment in Oregon. This is because debt collection laws don’t specifically state that debt collectors cannot contact someone who is on unemployment. In Oregon, debt collectors must abide by the Oregon Unlawful Debt Collection Practices Act. This act outlines how a debt collector must act when attempting to collect a debt from an individual. It states that debt collectors are not allowed to harass or abuse a debtor in any way. This includes the use of threats, obscene language, or other forms of intimidation. It also states that debt collectors must not call or visit a debtor’s place of employment too often or for too long. Although debt collectors are not specifically restricted from contacting someone on unemployment, they are not allowed to harass or abuse a debtor in any way. A debt collector must treat a debtor with respect and must not use any form of intimidation. If a debt collector does contact someone on unemployment, they must follow the guidelines of the Oregon Unlawful Debt Collection Practices Act.

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