What are the specific protections for people with disabilities in the housing market?

In North Carolina, people with disabilities have a variety of protections that are outlined in various disability laws. The Americans with Disabilities Act (ADA) prohibits discrimination based on disability in all aspects of housing, including rental, sales, and mortgage lending. The Fair Housing Act (FHA) also protects people with disabilities from discrimination in housing, including sales and rentals. The FHA states that no individual shall be arbitrarily denied housing on the basis of his/her disability. It also requires that reasonable accommodations be made for a person with a disability. For example, if a person in a wheelchair needs a ramp in order to access their apartment, the landlord must provide a ramp at no additional cost to the tenant. The North Carolina housing market also protects people with disabilities through the Housing and Urban Development (HUD) program. This program is designed to provide housing assistance to individuals with disabilities. This assistance includes rental assistance, down payment assistance, and housing counseling. Additionally, the North Carolina Department of Insurance provides assistance to homeowners with a disability who need help with mortgage payments. In summary, people with disabilities in North Carolina have specific protections and assistance in the housing market. These include protections from discrimination under the ADA and FHA, as well as assistance from HUD and the state Department of Insurance. Together, these measures provide people with disabilities the necessary resources to access and maintain housing.

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