What are my rights and options when it comes to settling debt?

Related FAQs

Is debt settlement better than bankruptcy?
What happens if I miss a payment on a debt settlement?
What are the risks of choosing to settle a debt?
What should I do if I can’t agree on a settlement amount?
How can I ensure I don’t fall behind on payments during the settlement process?
Can I negotiate a lower principal balance as part of a debt settlement?
Are there any alternatives to debt settlement?
What is a “hardship program” and how can it help with debt settlement?
What penalties or interest can creditors charge when settling debt?
How does debt settlement impact my credit score?

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