Is debt settlement a good way to reduce debt?

Related FAQs

Are there any alternatives to debt settlement?
Can I negotiate multiple debts at once during the settlement process?
Can I negotiate a lower interest rate as part of a debt settlement?
What if I can’t pay the full amount of a debt settlement?
What penalties or interest can creditors charge when settling debt?
How can I monitor my progress during a debt settlement process?
How do I know if I have been approved for a debt settlement?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
Does debt settlement hurt my chances of obtaining new credit?
What should I do if a creditor refuses to negotiate a debt settlement?

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