Is debt settlement a good way to reduce debt?

Related FAQs

Are there any ways to avoid paying for a debt settlement service?
How do I find out the balance of my debt?
Can a debt settlement company guarantee a successful settlement?
What is the process for appealing a denied debt settlement?
Are there any services that can help me with a debt settlement?
What fees are associated with debt settlement?
What happens to the debt that’s been settled?
Should I be wary of any companies offering “instant” debt settlement?
What should I do if a creditor refuses to negotiate a debt settlement?
Can I negotiate a reduced settlement amount?

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