Should I be wary of any companies offering “instant” debt settlement?

Related FAQs

How do I protect my credit score during a debt settlement?
Can I negotiate a lower principal balance as part of a debt settlement?
How do I know if a debt settlement company is reputable?
What is the difference between debt settlement and debt consolidation?
Are there any risks associated with using a debt settlement firm?
Are there any discounts available for debt settlement?
When can I start making payments on my debt settlement?
What are the guidelines for debt settlement under law?
Can I be sued while in the process of settling a debt?
What is the difference between debt settlement and debt management?

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