Should I be wary of any companies offering “instant” debt settlement?

Related FAQs

Are there any ways to avoid paying for a debt settlement service?
Are there any costs associated with a successful debt settlement?
How can I ensure I don’t fall behind on payments during the settlement process?
Are there any alternatives to debt settlement?
Is debt settlement a good way to reduce debt?
What is debt settlement law?
Is debt settlement reported to credit bureaus?
What documents do I need to provide during a debt settlement process?
What is a deemed satisfaction and how does that apply to debt settlement?
What is the average time frame for debt settlement negotiations?

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