Are there any ways to avoid paying for a debt settlement service?

Related FAQs

Is there any way to expedite the debt settlement process?
What are the guidelines for debt settlement under law?
Are there any legal requirements to debt settlement?
How long will it take to settle a debt?
Is debt settlement a good way to reduce debt?
What should I do if a creditor refuses to negotiate a debt settlement?
Should I be wary of any companies offering “instant” debt settlement?
What happens to the debt that’s been settled?
What if I can’t pay the full amount of a debt settlement?
What if the creditor refuses to settle the debt?

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