Are there any ways to avoid paying for a debt settlement service?

Related FAQs

What should I do if a creditor refuses to negotiate a debt settlement?
Is it possible to settle a debt for less than the amount owed?
When can I start making payments on my debt settlement?
Do I have to pay taxes on debt settled through negotiations?
What are the potential consequences of a failed debt settlement?
What is a deemed satisfaction and how does that apply to debt settlement?
How do I stop debt collection calls during the settlement process?
How do I know if a debt settlement company is reputable?
What happens if I can’t afford to settle the debt in full?
How much should I expect to pay for a debt settlement service?

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