What if the creditor refuses to settle the debt?

Related FAQs

What should I look for in a good debt settlement company?
Can I negotiate a debt settlement without the help of an attorney?
Are there any risks associated with using a debt settlement firm?
What is a “hardship program” and how can it help with debt settlement?
Is debt settlement a better solution than bankruptcy?
What are the potential consequences of a failed debt settlement?
Who should I contact to settle my debt?
Can I negotiate multiple debts at once during the settlement process?
Are there any services that can help me with a debt settlement?
Are there any programs offering debt settlement help?

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