Can I negotiate a debt settlement over the phone?

Related FAQs

Are there any drawbacks to settling a debt?
Is debt settlement better than bankruptcy?
How can I ensure I don’t fall behind on payments during the settlement process?
Can I negotiate a reduced settlement amount?
Are there any legal requirements to debt settlement?
Who should I contact to settle my debt?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
How do I stop debt collection calls during the settlement process?
What is the best way to negotiate a debt settlement?
When is it best to pursue debt settlement?

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