Can I negotiate a lower interest rate as part of a debt settlement?

Related FAQs

Who should I contact to settle my debt?
Do I have to pay taxes on debt settled through negotiations?
Can I negotiate a reduced settlement amount?
Are there any legal requirements to debt settlement?
Are there any risks associated with using a debt settlement firm?
What is the difference between debt negotiation and debt settlement?
What is an unsecured debt and how does it impact debt settlement?
Can I negotiate a debt settlement over the phone?
Is there any way to expedite the debt settlement process?
What should I do if a creditor refuses to negotiate a debt settlement?

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