What should I do if a creditor refuses to negotiate a debt settlement?

Related FAQs

When is it best to pursue debt settlement?
What happens if a debt settlement is not completed on time?
What fees are associated with debt settlement?
What penalties or interest can creditors charge when settling debt?
Can I negotiate a debt settlement without a debt settlement company?
Are there any discounts available for debt settlement?
Should I be wary of any companies offering “instant” debt settlement?
What is the average debt settlement amount?
How can I learn more about debt settlement laws in my state?
What should I do if I can’t agree on a settlement amount?

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