Is it possible to settle a debt for less than the amount owed?

Related FAQs

Are there any ways to avoid paying for a debt settlement service?
Can I negotiate a lower interest rate as part of a debt settlement?
Are there any tax consequences to debt settlement?
How do I stop debt collection calls during the settlement process?
What fees are associated with debt settlement?
When is it best to pursue debt settlement?
What will happen to my credit score after a successful debt settlement?
What are my rights and options when it comes to settling debt?
What are the guidelines for debt settlement under law?
What is the difference between debt negotiation and debt settlement?

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