Should I be wary of any companies offering “instant” debt settlement?

Related FAQs

Is there a minimum debt amount to qualify for debt settlement?
How can I monitor my progress during a debt settlement process?
What penalties or interest can creditors charge when settling debt?
Can I negotiate a debt settlement without a debt settlement company?
What happens if a debt settlement is not completed on time?
What if the creditor refuses to settle the debt?
What is the difference between debt settlement and debt management?
Can I settle a debt if I’m unemployed?
What is the average debt settlement amount?
How much should I expect to pay for a debt settlement service?

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