What is the difference between debt settlement and debt management?

Related FAQs

What should I look for in a good debt settlement company?
What fees will I pay if I use a debt settlement company?
Can I negotiate a lower principal balance as part of a debt settlement?
How can I ensure I don’t fall behind on payments during the settlement process?
How does a creditor determine if a debt should be settled?
What is the average time frame for debt settlement negotiations?
Can a debt settlement company guarantee a successful settlement?
How long does it take to complete a debt settlement?
Is there a statute of limitations on debt settlement?
Can creditors refuse to negotiate a debt settlement?

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