What is the difference between debt settlement and debt management?

Related FAQs

What fees will I pay if I use a debt settlement company?
How do I know if a debt settlement company is legitimate?
Are there any ways to avoid paying for a debt settlement service?
How do I know if I have been approved for a debt settlement?
Are there any costs associated with a successful debt settlement?
Is there any way to expedite the debt settlement process?
What is the process for appealing a denied debt settlement?
Who should I contact to settle my debt?
How can I make a debt settlement offer more attractive to creditors?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?

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