Can creditors refuse to negotiate a debt settlement?

Related FAQs

What documents do I need to provide during a debt settlement process?
What is the average time frame for debt settlement negotiations?
Are there any costs associated with a successful debt settlement?
Are there any tax consequences to debt settlement?
What fees will I pay if I use a debt settlement company?
How much money can I save by settling a debt?
Are there any laws governing debt settlement?
Are there any potential risks if I choose not to settle my debts?
Are there any risks associated with using a debt settlement firm?
Can I negotiate a reduced settlement amount?

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