What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?

Related FAQs

Are there any laws governing debt settlement?
What is the difference between debt settlement and debt consolidation?
How does debt settlement impact my credit score?
How do I know if I have been approved for a debt settlement?
What will happen to my credit score after a successful debt settlement?
What is the average debt settlement amount?
What if the creditor refuses to settle the debt?
How can I ensure I don’t fall behind on payments during the settlement process?
How long does it take to complete a debt settlement?
What is the difference between debt negotiation and debt settlement?

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