What is Social Security Disability Insurance (SSDI)?

Social Security Disability Insurance (SSDI) is a type of insurance that helps people with disabilities in Rhode Island maintain their quality of life. This type of insurance helps to provide financial support to a disabled individual who is unable to work due to a physical or mental disability. SSDI is different than other government-funded disability programs, such as Supplemental Security Income (SSI). SSDI is based on the number of years the individual was employed prior to becoming disabled and for how long they were contributing to Social Security. SSI, on the other hand, is need-based and does not require a prior working relationship with the Social Security Administration. In Rhode Island, SSDI is regulated by disability planning laws that are developed and administered by the state. These laws determine the eligibility requirements for SSDI and also set the amount of benefits that can be received by a qualified recipient. To be eligible for SSDI benefits, an individual must have worked a certain percentage of the years prior to being disabled and must have paid into the Social Security system. As a recipient of SSDI, an individual may receive monthly payments and medical coverage. These benefits are designed to help people with disabilities maintain their quality of life and remain financially secure. Therefore, it is important to understand the disability planning laws in Rhode Island and know the process of applying for SSDI.

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