What is the difference between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI)?
The difference between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) is significant in Washington. SSDI is a federally funded program administered by the Social Security Administration (SSA). This program provides benefits for those unable to work due to a disability. To be eligible for SSDI, individuals must have paid into Social Security and have a disability that prevents them from performing substantial gainful activity or that has lasted at least 12 months. On the other hand, Supplemental Security Income (SSI) is a need-based program administered by the SSA that provides monthly benefits to adults and children with disabilities. Eligibility for SSI is determined by the individual’s financial need. This program is often thought of as a SSI for those who lack sufficient work history for SSDI. However, unlike SSDI, individuals must pass a means test to show that they meet the eligibility criteria for income and resources. In Washington, the difference between SSDI and SSI is important for those with disabilities who need financial assistance in order to provide for their medical and personal needs. While both programs are designed to provide financial assistance to those with disabilities, SSDI is for those who have worked sufficient years and have earned sufficient credits, while SSI is based on financial need.
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