What is a HIPP program?

A HIPP (Health Insurance Premium Payment) Program is a state-funded program that helps eligible Virginia residents cover the cost of health insurance premiums. It is operated by the Virginia Department of Medical Assistance Services in connection with the Virginia Medicaid program. HIPP provides financial assistance to individuals so they can pay their health insurance premiums and maintain their health insurance coverage. Eligibility for the program is based on income, assets, family size, and insurance coverage. Those eligible for HIPP must be Medicaid-eligible and have private health care coverage through an employer, an individual plan or a COBRA plan. HIPP also helps eligible individuals pay for their COBRA premiums. COBRA (Consolidated Omnibus Budget Reconciliation Act) is a program that allows individuals who lose their employment-based health insurance coverage to continue their health benefits for a limited period of time. The HIPP program enables individuals to continue insurance coverage while they look for a new job or wait for their application to be approved for Medicaid or another insurance program. HIPP is an integral part of disability planning law in Virginia. It helps individuals who have become disabled or have contracted a chronic illness to maintain health insurance coverage while they are between employers or waiting for their disability coverage to start. The program provides financial assistance to eligible individuals, allowing them to stay healthy and prevent further disability-related expenses.

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