What types of insurance are employers required to offer employees?

In Washington, employers are required to provide certain types of insurance to their employees. This includes workers’ compensation insurance, which covers medical expenses and lost wages for employees who are injured on the job. It is important to note that Washington employers must carry this coverage even if they have only one employee. Employers in Washington are also required to offer unemployment insurance. This insurance helps workers who have lost their job through no fault of their own, and provides them with temporary financial assistance. Additionally, employers are required to carry disability insurance. Disability insurance provides income in the event that an employee becomes disabled and is unable to work. This insurance helps to ensure that workers are still able to make ends meet even if they are unable to work. Finally, employers are required to provide insurance for family and medical leave. This insurance covers certain medical and family situations, such as caring for a newborn, a newly adopted child, or a family member with a serious health condition. It also provides employees with up to twelve weeks of unpaid leave during the year, so they can take care of their loved ones without fear of losing their jobs.

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What types of insurance are employers required to offer employees?

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