What kind of paperwork do I need to prepare for a foreclosure defense hearing?

Preparing for a foreclosure defense hearing in California requires several documents. First, you need to complete and submit a Pre-trial Statement, which is a form that explains your foreclosure defense. This statement should include information about your financial situation when you got the loan, how you have been making payments, and any hardship you have experienced that prevented you from making payments. You will also need to provide copies of all documents related to the loan and foreclosure. This includes loan documents, payment histories, and any other paperwork that shows your mortgage activity. Additionally, you should include contract documents, loan statements, and other documents that may support your defense. You may also be asked to provide evidence to support your defense. This could include financial documents, such as bank statements, canceled checks, and tax returns. A letter from a housing counselor or financial advisor can also be helpful. Additionally, if you experienced any hardship that prevented you from making payments, you should provide documentation. This could include medical bills or evidence of job loss. Finally, you will need to create an opening statement that outlines the facts of your case and your foreclosure defense. This statement should be succinct, factual, and persuasive. Additionally, you should make sure to cite any relevant laws or regulations that support your defense. Overall, preparing for a foreclosure defense hearing in California can be a complex process and requires a thorough understanding of the law. It is important to make sure that you provide all the necessary paperwork and evidence to support your defense.

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