How does an HOA collect delinquent assessments?

In Washington, Homeowners Associations (HOAs) are legally allowed to recover delinquent assessments in several ways. Generally, HOAs first try to contact the homeowner directly in order to negotiate a payment plan. If this is unsuccessful, the HOA may place a lien on the homeowner’s property, which gives them a legal right to the delinquent amount. The HOA may also file a lawsuit in Superior Court that seeks to recover the unpaid amount, including attorney’s fees and court costs, from the homeowner. Additionally, the HOA may conduct an administrative foreclosure, in which the association has the right to take title of the property, with any delinquent amount becoming an obligation of the new owner. In order to do this, the HOA must first issue a demand for payment, post a notice of delinquency, and provide the homeowner with a notice of their right to cure the delinquency. Also, HOAs have the right to suspend some of the homeowner’s privileges. Finally, HOAs in Washington can also record a forfeited land sale judgment, which authorizes the county auditor to sell the property to pay off delinquent assessments, as well as court costs and attorney’s fees awarded to the association. Ultimately, the HOA has several options to collect delinquent assessments and it’s important for homeowners to stay up to date on their HOA dues in order to avoid any of these legal actions being taken against them.

Related FAQs

Are HOA meetings open to the public?
Can HOA rules be enforced against non-members?
Can I be evicted from my property if I don't pay my HOA dues?
Can an HOA require its owners to use certain professionals for repairs and maintenance?
What are the powers of the HOA board of directors?
What restrictions does an HOA have in collecting assessments?
What are the fair debt collection practices applicable to HOAs?
What are the requirements for HOA bank accounts?
What is the role of an HOA insurance policy?
What is the process for issuing an HOA rule violation?

How does an HOA collect delinquent assessments?

Related FAQs

Related Blog Posts