What documents do I need to submit with an insurance claim?

When filing an insurance claim in Washington, there are a few documents that must be submitted with the claim. Depending on the type of claim, the documents needed can differ. Generally, all claims will require at least one of the following documents: 1. A written description of the event that caused the claim along with any additional information that may be relevant to the claim. 2. All relevant police and medical reports. 3. Copies of all bills, repair estimates, and other costs related to the claim. 4. Proof of ownership of the damaged property. This can include a purchase receipt or a copy of the registration for the property. 5. A copy of the policy and a copy of the Declarations Page which outlines the specific coverage that was purchased. 6. Photographs or videos that document the damage. 7. Witness statements if available. 8. If the claim is for liability, supporting documents that prove the other party was at fault. In addition to the documents listed above, the insurance company may request other documents as part of the claims process. It is important to follow the instructions of the insurer and provide all requested documents. Failing to submit all required paperwork can delay or even prevent an insurance claim from being processed.

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