What is an Uninsured Motorists Coverage (UMC)?

Uninsured Motorists Coverage (UMC) is a type of insurance coverage that is available in the state of Washington. It provides financial protection from a driver who is at fault for an auto accident but does not have any insurance coverage. Unlike traditional insurance policies, UMC coverage does not require the at-fault driver to pay for damages. Instead, it provides uninsured motorist coverage, which pays for the covered driver’s property damage, medical bills and lost wages. UMC can be used in cases of hit-and-run accidents, when the other driver does not have enough insurance coverage, or when a driver is involved in an accident with an uninsured driver. UMC coverage is not required by law, but it is a wise investment to make in order to protect one’s finances. UMC coverage is typically offered as part of an auto insurance policy, but it can be purchased as a standalone policy as well. In either case, it is important to make sure that the policy is sufficient to cover any potential damages that may be incurred. It is also important to keep up with policy changes, as UMC coverage is an ever-changing part of auto insurance law in Washington.

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What is an Uninsured Motorists Coverage (UMC)?

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