What is an uninsured motorist coverage?
Uninsured motorist coverage is a type of insurance coverage that provides compensation for an individual who is injured or suffers property damage caused by an uninsured driver. This coverage is available in the state of Washington and is required by law for all drivers who purchase a liability insurance policy. This type of coverage protects the insured person from having to pay for medical bills or property damage caused by an uninsured driver. Under the Washington state law, an uninsured motorist coverage pays for bodily injury or property damages that result from an accident caused by an uninsured motorist. This coverage may also provide coverage for passengers and pedestrians who were injured in the accident. Depending on the insurer and the policy, this coverage may also provide coverage for wrongful death in the event that one of the people involved in the accident was killed. Uninsured motorist coverage allows the person who has been injured to receive compensation from their insurance company, even if the person at fault for the accident is uninsured. This coverage is a valuable resource for anyone who has been involved in an accident with an uninsured driver, as they can receive the compensation they need to pay for medical bills or any other expenses related to the accident.
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