What happens if my insurance claim is denied?

If your insurance claim is denied in Arizona, you should first review the insurance policy to determine why the claim was denied. In some cases, the insurance company may have denied the claim because the conditions do not meet the requirements stated in the policy. Additionally, the insurer may have deny the claim if it believes the damages reported in the claim do not justify the compensation requested. If you determine the insurance company has wrongfully denied your claim, you can take legal action by filing a complaint with the Arizona Department of Insurance. The department may investigate the insurer to determine if it has broken any Arizona insurance laws. Depending on the outcome of the investigation, the Department of Insurance may request the company to pay compensation or may take additional actions against them. You can also opt to take legal action against the insurance company by filing a lawsuit in the Arizona civil court. In this case, you will need to provide evidence to prove that the insurer wrongfully denied your claim and that you are entitled to the compensation. You may also want to seek the help of an experienced attorney to assist you in filing a successful lawsuit.

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