What evidence is needed to prove an insurance claim?

In order to prove an insurance claim in North Carolina, you will need to provide certain evidence to your insurance company. This evidence is necessary to help process the claim and determine the proper payments for the insured. Generally, you will need to provide copies of any medicals records, including hospital bills, doctor’s notes, and any other related documents. If you are claiming physical damage to property, you will need to provide your insurance company with estimates for repair or replacement made by a qualified contractor, or a written appraisal from a licensed professional. You will also need to provide photos of the damaged property and any other supporting documents, such as receipts for the property before the damage occurred. In the event of an accident, police reports, witness accounts, and any other applicable court documents or records are necessary. Further, if you’ve made use of third-party services such as a tow truck, you will need to submit your receipts as evidence. It’s important to note that your insurance company may be able to ask for additional evidence depending on the nature of the claim. It’s best to follow their instructions and provide any other evidence they may require.

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