What types of insurance claims are there?

In North Carolina, there are three primary types of insurance claims: auto, health, and property. Auto insurance claims are typically filed when drivers are involved in a car accident and either property or bodily injury has occurred. These claims are typically filed by the injured party or their representative or attorney, and they seek compensation for any damage or injuries that resulted from the accident. Health insurance claims are typically filed when a person experiences a medical issue and needs to seek treatment or care. These claims are typically filed by the injured or ill person, and they seek reimbursement for the cost of treatments, medications, or other required health care services. Property insurance claims are typically filed when a person’s property has been damaged or destroyed. These claims are typically filed by the owner of the damaged property, and they seek reimbursement for any damage or destruction that has occurred. In addition to the three primary types of insurance claims, there are also liability claims, which are filed when a person is held responsible for a damage or injury caused by them or their property. These claims seek reimbursement for any damages or injuries that have occurred as a result of the person’s negligence or carelessness.

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