What types of insurance claims are there?

In Washington, there are three primary types of insurance claims: property damage, bodily injury, and personal liability. Property damage claims involve damage to one’s vehicle or property caused by another person or entity. This could include things like damage to a car or home due to a car accident or something else. Bodily injury claims deal with injuries caused by someone else. These could be physical or psychological injuries, or loss of income because of the injury. For example, if someone is injured in a car crash, they might be able to file an insurance claim to cover medical bills and loss of wages. Lastly, personal liability claims involve claims that relate to the legal responsibility of a person for harm caused to someone else. An example of this could be if someone slips and falls on your property. You can file a personal liability claim with your insurance to cover any medical bills and other costs associated with the accident.

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