What is a third-party insurance claim?

A third-party insurance claim is a type of legal claim related to insurance policies in the state of Washington. It occurs when an individual or party (the third-party) makes a claim against an insurance policy. These claims can arise when the insured person or entity has been injured or suffered damages due to another’s negligence or misconduct. In most cases, the third-party is not the same person or entity that is insured by the policy and they must bring the claim against the insurance carrier. The most common type of third-party insurance claim is a bodily injury claim. When someone else is liable for an injury that you have suffered, the third-party has the right to make a claim against the insurance policy of the person or entity responsible for causing the injury. For instance, if you are injured in a car accident caused by someone else, you may be able to make a claim against their insurance policy. In addition, a third-party can file property damage claims against a responsible party’s insurance policy. For example, if a tree falls on your house and you can prove that it happened due to someone else’s negligence, you may be able to make a property damage claim against their insurance policy. Third-party insurance claims in Washington come with a variety of complexities, so it’s important that you consult with an experienced attorney if you find yourself in this situation. Your attorney can assist you in building your case, gathering evidence, and recovering the compensation that you deserve.

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What is a third-party insurance claim?

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