What is a general liability insurance policy?

A general liability insurance policy is a type of insurance that provides coverage for businesses in the event of a claim or lawsuit due to an incident involving bodily injury, property damage, or personal and advertising injury. This type of policy can provide coverage for legal defense costs, settlements, and other fees related to a claim or lawsuit. In Washington, these policies are required by law for businesses of all sizes, as they help to protect businesses from expensive and unexpected financial losses. General liability insurance policies typically cover a variety of claims, such as slips and falls, professional mistakes, accidents, and other incidents that may cause injury or harm to a third party. It also may provide coverage for defending claims for libel and slander. In addition to providing coverage for potential legal and financial losses, general liability insurance policies can also help businesses demonstrate their commitment to protecting against risks. This, in turn, can help businesses to maintain good relationships with their customers and partners. In sum, general liability insurance policies are important for businesses, regardless of their size or industry, as they provide protection against legal and financial losses due to accidents, mistakes, and other incidents that could occur.

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What is a general liability insurance policy?

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