What is the statute of limitations for insurance claims?
In Washington state, the statute of limitations for filing insurance claims is three years from the date of the loss or injury. This means that any claim for a loss or injury must be filed within three years from the date the injury or loss occurred. After this time has passed, a claim cannot be filed and is no longer valid. It is important for claimants to take note of this statute of limitations and file a claim as soon as possible. If the statute of limitations runs out, the claimant may lose their rights to seek reparations for their injuries or losses. Claims involving minors may have a longer statute of limitations, so that the minor can wait until they turn 18 to file their claim. In addition, there are some exceptions to the three-year limitation. Some claims are subject to a “discovery rule,” which allows claimants to file a claim up to a certain amount of years after the injury or loss was discovered. It is important for claimants to check for exceptions to the three-year limitation to ensure their claim is not barred. Overall, the statute of limitations for insurance claims in Washington is three years from the date of the loss or injury. It is important for claimants to file a claim as soon as possible and check for any exceptions to the three-year limitation.
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