Does my insurance cover liquor liability claims?

The answer to this question depends on the specifics of your insurance policy. In New Jersey, liquor liability laws hold property and business owners responsible for any damages or injuries caused by an intoxicated person who became intoxicated on their premises. As such, it is essential to make sure that your insurance policy covers liquor liability claims. Most general liability insurance policies do not cover liquor liability claims. However, it is possible to purchase a Liquor Liability Insurance Policy, which specifically provides coverage for damages or injuries incurred as a result of intoxication on your premises. While liquor liability coverage is not mandatory in New Jersey, it can provide invaluable protection and peace of mind in the event of a claim. It is important to review the details of your policy and ask your insurance agent if you are uncertain whether you have liquor liability coverage. It is possible to add this coverage to your existing policy, or you can purchase a separate policy if needed. Doing so can help protect you from potential financial losses due to liquor liability claims in New Jersey.

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Does my insurance cover liquor liability claims?

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