How do insurance companies view medical marijuana?

Insurance companies view medical marijuana differently depending upon the state, as laws vary by state. In Virginia, medical marijuana is illegal. Virginia’s medical marijuana laws dictate that the drug is only legal for individuals with diagnosed conditions that have not been cured or treated by traditional medications, such as cancer, glaucoma, and HIV/AIDS. As a result, insurance companies in Virginia are not currently required to cover medical marijuana. In states where medical marijuana is legal, such as California, some insurance companies may cover medical marijuana through employer-sponsored health plans. They may cover medical marijuana in very limited circumstances, such as when it is used to treat specific conditions that are approved by the insurance company. However, due to the complexity of state laws and the fact that medical marijuana remains illegal under federal law, many insurance companies hesitate to provide coverage for medical marijuana. In general, depending on the state, medical marijuana may or may not be covered by insurance companies. Insurance companies in Virginia are not currently required to cover medical marijuana due to the illegal status of the drug. In states where medical marijuana is legal, some insurance companies may cover it in certain circumstances.

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How do insurance companies view medical marijuana?

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