What is the ‘No-Fault Law’ and how does it affect my claim?
The ‘No-Fault Law’ is a law in New Jersey that applies to maritime injury claims. The law states that if a person is injured while working at sea, they will be eligible to receive compensation regardless of who was at fault in the accident. This means that the injured person does not need to prove that the accident was caused by the negligence of someone else in order to receive compensation. The No-Fault law also establishes a limit to the amount of money an injured person can receive for their claim. This limit is known as the “No-Fault limit” and is set by New Jersey state law. This limit may be different depending on the type of accident and the extent of the injury. In addition to the No-Fault limit, the No-Fault Law also limits the ability of the injured person to sue the party responsible for the accident. Under the No-Fault law, the injured person can only sue if their medical expenses and lost wages exceed the No-Fault limit. Finally, the No-Fault law also requires that the injured person notify their employer and insurance company as soon as possible after the accident. This is important in order to ensure that the injured person’s rights are protected and that they receive the compensation they are entitled to. In summary, the No-Fault Law in New Jersey affects maritime injury claims by establishing a limit to the amount of money an injured person can receive, limiting the ability of the injured person to sue, and requiring the injured person to notify their employer and insurance company as soon as possible.
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