What are the different categories of Social Security Disability benefits?
Social Security Disability (SSD) benefits are designed to provide financial support and medical coverage to individuals who are unable to work due to a disability. SSD benefits are divided into two categories: cash benefits and Medicare benefits. Cash benefits are payments made to the disabled person on a monthly basis to help cover necessary living expenses. These are based on the applicant’s earnings history and are intended to replace some or all of the wages the person was earning before becoming disabled. Medicare benefits are a form of health insurance designed to help pay for medical expenses related to the disability. Medicare is divided into two parts: Part A, which covers hospital services, and Part B, which covers doctor visits, lab tests, and other medical services. In addition to these two basic categories, SSD benefits also may include dependent benefits or survivor benefits. Dependent benefits are available to spouses and/or minor children of disabled persons who are also financially dependent upon the disabled person. Survivor benefits are available to family members of deceased disabled individuals who were receiving SSD benefits. The amount of SSD benefits an individual may receive depends on the severity of their disability and their earnings history. Each case is evaluated individually, so it is important to discuss the specifics of any potential claim with an experienced Social Security Disability lawyer.
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