What is the Social Security Disability Insurance (SSDI) program?
The Social Security Disability Insurance (SSDI) program is a federal program that provides benefits to people with disabilities who cannot work due to a long-term disability. The program is administered by the Social Security Administration (SSA), and provides monthly cash benefits to qualified individuals who have worked and paid Social Security taxes. In order to qualify for SSDI in South Dakota, an individual must have worked long enough and recently enough under Social Security to be considered “insured” for Social Security purposes. This generally means that a person must have worked 5 of the last 10 years under Social Security. In addition, the disabled individual must have a medical condition that has lasted or is expected to last for at least a year, or end in death, and be unable to perform any type of “substantial gainful activity.” In order to apply for SSDI, an individual must fill out a detailed application that includes information about current and past medical treatments, medications, therapies, and employment history. The application also requires medical records and evidence to support the disability claim. In South Dakota, an individual may also apply for Supplemental Security Income (SSI), which is a program for people who have little to no income. SSI helps pay for basic needs such as food, clothing, and shelter. Once approved, a person may receive SSDI and SSI benefits. The Social Security Disability Insurance program in South Dakota is a crucial part of helping individuals with disabilities live comfortably. It is important to understand the qualifications and process of applying for SSDI benefits in order to maximize the funds available to those in need.
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