Can I collect disability benefits and Social Security Retirement at the same time?
Yes, in California, you can collect both Social Security Disability (SSD) and Social Security Retirement at the same time. However, your total benefits amount may be lower than what you would receive if you were just receiving one of those benefits alone. If you are receiving Social Security Disability, you may be entitled to the same benefits as those who receive Social Security Retirement. This includes receiving a monthly benefit payment and being eligible to receive Medicare coverage after a two-year waiting period. However, if you are also receiving Social Security Retirement benefits, the total amount of your benefits may be lower than what a person who is only receiving SSD would receive. This is because the Social Security Administration (SSA) limits the amount of monthly income (including Social Security Retirement benefits) that an individual can receive. Also, the SSA considers any additional income (such as earned income or other resources) you have or receive when determining your SSDI benefits. They calculate what amount you should receive for SSD, subtract other income you may have, and then add your payments from Social Security Retirement. If you are eligible for both Social Security Disability and Social Security Retirement, make sure to discuss all the options available with a Social Security representative. They can help you to assess the best option for your individual situation.
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