What should I do if I receive a credit card with pre-approved charges?

If you receive a credit card with pre-approved charges, you should act quickly to resolve the dispute. The first step is to contact your credit card issuer to explain the situation and ask them to reverse the charge. They should be willing to refund the amount of the charge and remove it from your account. In South Carolina, you can also dispute the charge with the credit bureau by filing a dispute with the credit bureau within 60 days of the date of the incorrect charge. You should provide the bureau with a written explanation of the dispute and any relevant documentation. The credit bureau will review your dispute and contact the credit card issuer to investigate. If your dispute is not resolved by the credit card issuer, you can take your case to a local court in South Carolina. You can do this by filing a civil complaint in the court where you live or where the card issuer is located. The court will then hold a hearing and decide whether or not to order the credit card issuer to reverse the charge. Regardless of the path you choose, it is important to act quickly and carefully in order to ensure that your rights are protected. You should also keep all relevant information and documentation in case you need to prove your case in court.

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What should I do if I receive a credit card with pre-approved charges?

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