What should I do if I am threatened or intimidated by debt collectors?
If you are threatened or intimidated by debt collectors in South Carolina, you should take the following steps to protect yourself: 1. Report the harassment to the South Carolina Department of Consumer Affairs. The South Carolina Department of Consumer Affairs enforces credit card dispute resolution law and can help protect your rights. 2. Contact an attorney. An attorney can help you understand your rights and help process any claims you have against the debt collectors. 3. File a complaint with the Federal Trade Commission (FTC). The FTC regulates debt collection activities and can investigate any allegations of harassment. 4. Contact the debt collector directly and let them know that you are aware of your rights under credit card dispute resolution law. Inform them that any further attempts to threaten or intimidate you are illegal and you intend to take legal action if it continues. 5. Keep a record. To protect yourself, keep a record of any communication or threats made by the debt collector, including dates and times. This will be helpful if you need to take legal action. By taking these steps, you can protect yourself from further abuses or intimidation from debt collectors in South Carolina.
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