Can a debt collector sue me outside of the state I reside in?

No, a debt collector cannot sue you outside of the state in which you reside. This is because of the Consumer Debt Defense Law in California, which requires debt collectors to file their lawsuits in the county of the debtor’s residence. This means that if you live in California, the debt collector is required to sue you in a court within California, as opposed to trying to sue you in another state. In addition to protecting debtors from being sued in another state, the Consumer Debt Defense Law also requires debt collectors to comply with certain regulations when attempting to collect a debt. For example, debt collectors must provide debtors with written notices prior to any legal action, must answer any questions debtors have in a timely manner, and must not attempt to collect any debt occurring more than four years before they began trying to collect it. Overall, the Consumer Debt Defense Law in California is in place to protect debtors from debt collector harassment and abuse. It provides debtors with a framework that debt collectors must adhere to and it also makes sure that debt collectors cannot sue debtors outside of the state in which they reside.

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Can a debt collector sue me outside of the state I reside in?

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